Two High Yield Stocks to invest in the Fag End of the Year

Team Veye | 27-Dec-2024

From the ASX listed companies, few stocks are giving consistently high dividends. Not only for passive income, these potential growth companies are a good investment option for growth too.

SG Fleet Group Limited (ASX: SGF)

SG Fleet Group delivered a robust performance in FY2024, achieving a nearly 20% year-over-year increase in underlying profit after tax. Record orders and deliveries underscored growth across both Corporate and Novated funded fleets. Although a decline in used vehicle values was anticipated due to improving supply, the impact was milder and delayed, with strong delivery volumes mitigating modest reductions in end-of-lease disposal income. Management remains optimistic about sustained earnings strength but expects a normalization of used vehicle values and other factors to yield a more typical revenue profile in FY2025. Reflecting confidence in the company’s business model, SG Fleet, among ASX best long term dividend stocks, declared a special dividend of 15 cents per share, bringing the total FY2024 payout to 33.93 cents more than double the FY2023 dividend.

In the Corporate segment, demand was fuelled by structural trends such as increased outsourcing of fleet management and sale-and-leaseback arrangements. Improved stock availability supported record delivery volumes, though certain models remain supply-constrained. Cross-selling efforts gained momentum, with 85% of customers using multiple products, up from 42% in FY2020. LeasePlan’s customer base, with a lower product penetration rate of 47%, represents a growth opportunity as the ongoing migration from its legacy SAP platform is completed. This integration is expected to unlock significant cross-selling synergies across the combined customer base.

The Novated channel also delivered exceptional results, benefiting from strong demand for novated leasing among both employers and employees. SG Fleet onboarded numerous new employer clients, with substantial growth in leads and orders, particularly among first-time customers. While government incentives drove heightened interest in EVs and plug-in hybrids, demand for internal combustion engine vehicles remained robust, underscoring the broad appeal of novated leasing.

Regionally, the business demonstrated resilience. In New Zealand, despite economic headwinds and slower vehicle registrations, SG Fleet secured new wins and retained key accounts. In Australia, business development activity remained elevated, with Corporate order pipelines at 3.2 times normal levels and Novated at 2.5 times. The UK showed signs of recovery, with improved economic conditions driving new client wins. Looking ahead, SG Fleet expects further normalization in used vehicle values, with disposal profits remaining above pre-COVID levels. The LeasePlan integration remains on track, with $20 million in pre-tax run-rate synergies targeted post-migration. With strategic execution and operational excellence, SG Fleet is well-positioned for sustained growth and long-term value creation.

McMillan Shakespeare Limited (ASX: MMS)

In FY24, McMillan Shakespeare Limited (ASX: MMS) achieved strong financial growth, with a significant uplift in Normalised revenue, EBITDA, and UNPATA. Normalised revenue rose by 11.5% to $525.8 million, while Normalised EBITDA surged 34.8% to $177.0 million, and Normalised UNPATA increased by 38.2% to $107.6 million. The company demonstrated a capital-light business model, delivering a solid 136% cash conversion rate of UNPATA and a robust 62.1% return on capital employed (ROCE), up 22.1 percentage points. MMS also declared a fully franked dividend of 154 cents per share, reflecting a 100% payout ratio of Normalised UNPATA. The ongoing transition of its funding warehouse, Onboard Finance, is expected to conclude in FY25, marking the last year of Normalisation.

FY24 also saw MMS continue to grow organically across all business segments. In its Group Remuneration Services (GRS) segment, salary packages grew by 4.7% to 412,914, while novated leases increased by 7.9%, with electric vehicles (EVs) making up 43.2% of new vehicle novated leases. The Asset Management Services (AMS) segment benefitted from better auto supply, with managed units rising by 4.9% to 15,074. The Plan and Support Services (PSS) segment saw a 10.3% increase in customers. MMS introduced new digital platforms, including the Employer Connect portal, which migrated 96% of clients by the end of FY24, and launched Oly, a digitised novated leasing solution targeting small and medium-sized businesses.

For FY25, MMS considered among high quality dividend paying stocks, is well-positioned for continued growth despite ongoing cost-of-living pressures and market conditions. The company expects to focus on organic growth, particularly through new channels like Oly. It also plans to complete its Simply Stronger program, with a projected CAPEX of ~$11 million in FY25, focusing on new customer-facing apps and improved self-service capabilities. With the conclusion of the Normalisation phase, MMS remains committed to expanding its technology-driven solutions and enhancing customer experiences across all segments.

Source: Company’s Report

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