Selecting stocks for superannuation fund needs a fine tuned strategy. These need to be closely monitored as the ideal stocks would depend upon a number of factors based on an individual's risk tolerance, level of diversification and finally the time horizon.
The stocks which can be considered are
Commonwealth Bank of Australia (ASX: CBA)
has reported a strong FY25. The company reported a statutory net profit after tax of $10.13 billion which was up by 7% on FY24. Cash NPAT increased by 4% to reach $10.25 billion driven by growth in lending volumes, stable net interest margins and lower loan impairments. Operating expenses rose by 6% due to inflation and increased technology investments. The bank declared a fully franked final dividend of $2.60 per share resulting in a full-year dividend of $4.85 per share. It reflected a payout ratio of 79% of cash NPAT. CBA continues to support customers amid economic uncertainty while delivering sustainable shareholder returns. The bank remains focused on digital innovation, customer security and economic resilience.
Wesfarmers Limited (ASX: WES)
has reported a 14.4% increase in statutory net profit to $2.93 billion for the financial year 2025. This was driven by strong performances from Bunnings, Kmart and Officeworks. Revenue rose by 3.4% to reach $45.7 billion. The company declared a full year dividend of 206 cents per share fully franked which reflected a 4% increase. Key highlights include a 3.3% rise in Bunnings’ revenue, 2.9% growth in Kmart sales and robust earnings in healthcare with Priceline Pharmacy leading. Wesfarmers maintained solid cash flow and a strong balance sheet with net debt of $4.23 billion. A capital management initiative proposes a further 150 cents per share payment pending shareholder approval marking a total potential distribution of 356 cents per share.
Telstra Group Limited (ASX: TLS)
has reported a strong financial year 2025 performance. Underlying growth was driven by all major business segments including Mobiles, Fixed Consumer & Small Business, Fixed Enterprise, InfraCo Fixed and Amplitel. The mobile business showed EBITDA growth of $235 million and was supported by higher ARPU and increased customer base. Fixed Consumer & Small Business EBITDA increased by $109 million and Fixed Enterprise EBITDA grew by $103 million. Total group cost reductions amounted to $306 million (4.7%) since FY22 helping to offset investments in technology and content. The Board declared a fully franked final dividend of 9.5 cents per share bringing the full FY25 dividend to 19 cents per share. This marked a 5.6% increase on the previous year. The company is focused on delivering value through its Connected Future 30 strategy.
Fortescue Metals Group (ASX: FMG)
has reported its FY25 net profit after tax (NPAT) of US$3.4 billion. The company also announced fully franked total dividends of $1.10 per share representing a 65% payout ratio. The company has achieved a record iron ore shipment of 198.4 million tonnes with a decrease in Hematite C1 cost to US$17.99/wmt. Underlying EBITDA was reported at $7.9 billion with a margin of 51%. Fortescue has maintained a strong operational performance and cash flows with free cash flow of US$2.6 billion after capital expenditure of US$3.9 billion. The balance sheet remains strong with US$4.3 billion in cash and US$1.1 billion net debt. Fortescue continues to advance decarbonisation initiatives including solar farms and electric equipment deployment.
Transurban Group (ASX: TCL)
has reported strong financial year 2025 results with a distribution of 65.0 cents per stapled security. FY26 distribution guidance is 69 cents per security which is approximately 6% growth and is subject to traffic and macroeconomic factors. The group achieved a proportional EBITDA growth of 7.4% to $2.68 billion which was driven by 5.6% toll revenue growth and flat operating costs. This resulted in an improved EBITDA margin of 75.1%. Average Daily Traffic increased across all regions with North America showing a standout 6.4% increase and 20% revenue growth. Transurban maintains a strong balance sheet with significant debt hedging and capacity exceeding $1.7 billion. Key projects include the nearing completion of the West Gate Tunnel and ongoing upgrades supporting the 2032 Olympic Games.
(Source: Company Announcements)
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