3 Top ASX Fintech Stocks to Watch: Block, Zip Co and HUB24 Show Strong Growth

Block, Inc. (ASX: XYZ)

is one of the top-performing financial ASX stocks to watch out for, with a market capitalization of $4.21B.

XYZ had announced on 6 August 2026, its second quarter results for FY26 for the period ended in June 2026. Block has reported overall revenue reached US$6.62B compared to US$6.05B in the prior year. The H1 FY26 revenue reached ~US$12.7B compared to ~US$11.83B.

XYZ gross profit increased by 25% YoY to ~US$3.17B. XYZ reported an adjusted operating income of ~US$864M with a margin of 27% and an operating income of US$447M with a margin of 14%, making its adjusted diluted EPS of $1.02.

XYZ has reported cash and cash equivalents of US$6.43B, consumer funds increased to US$5.53B, and loans held for investment reached ~US$3.75B, making total assets reach ~US$39.16B. On the liabilities side, shareholder’s equity stood at US$22.01B, and total liabilities declined to ~US$17.15B, highlighting strong financial performance.

The management has guided that its Q3 FY26 gross profit will increase by 18% YoY to US$3.13B, and FY26 gross profit is expected to increase by 21% to US$12.51B. The adjusted diluted EPS is expected to grow by 89% and 70% for Q3 and FY26, respectively.

Zip Co Limited (ASX: ZIP)

is one of the top fintech companies listed on the ASX, with a market capitalization of $3.38B.

ZIP had announced on 17 April 2026, its financial result of the third quarter of FY26, ended on March 2026. Zip Co. has reported a revenue growth of +20% YoY to $335.2M, and TTV grew by +22.4% YoY to $3.99B, driven by growth in the US segment.

ZIP’s transactions grew by 20.3% YoY to 27.4 million; merchants increased by 12.7% YoY to 93.9k, and active customers grew by 3.5% YoY to 6.5 million. The operating margin grew by 290 bps YoY to 19.4%, and cash EBTDA has massively increased by 41.5% YoY to $6.5M.

ZIP’s management guidance for FY26 includes group cash EBTDA to be more than $260M; US TTV growth is expected to be more than 40%. Zip Co.'s expected group operating margin is to be more than 18%, and group cash EBTDA as a percentage of TTV is expected to be more than 1.4%.

HUB24 Limited (ASX: HUB)

is one of the top financial companies to watch out for in the current market, with a market capitalization of $7.38B.

HUB24 had announced on 21 July 2026, its quarterly results of Q4 FY26 for the period ended on June 2026. HUB Platform FUA increased by 24% YoY and 9% QoQ to $139.5B, with a net inflow of $4.2B and Platform inflows up 20% YoY to $18.9B. The Total Funds Under Administration increased by 20% YoY to $164.3B.

The HUB24 platform ranked first for quarterly and annual net inflows; also, they have retained the highest Net Promoter Score (NPS) in the Investment Trends and Wealth Insights surveys.

Conclusion

These three are top financial companies in the ASX to watch out for in the current market, supported by strong results and improved management guidance, making a strong investment case for mid- to long-term investment.

(Source: Company Announcements)