Challenger Ltd ASX: CGF, is an Australia-based investment management firm with main focus on annuities. The Company operates through Life and Funds Management (FM). The Life segment includes the Challenger Life Company (CLC), offers annuities and guaranteed retirement income products. Accurium Pty Limited provides self-managed superannuation fund actuarial certificates. It distributes products under the Life segment via independent financial advisors and financial advisors that are part of hubs. The FM includes Fidante Partners and Challenger Investment Partners (CIP). The firm is expanding reinsurance to include US dollar product which started 1 July 2019.